Retire With
Financial Freedom.
Access your home equity tax-free without selling. Eliminate monthly mortgage payments and secure your retirement.
Free Eligibility Check
See how much tax-free cash you can access.
Strategic Liquidity for Your Retirement
Your home is likely your largest asset. We help you unlock its value to solve today's most common retirement challenges.
The Inflation Fighter
Eliminate Monthly Payments
Rising costs squeezing your budget? Use a reverse mortgage to pay off your existing mortgage. Eliminating that monthly bill instantly improves your cash flow.
Typical Result:
$1,500 - $3,500
Monthly Cash Flow Saved
The Legacy Strategy
Gift Inheritance Early
Why make your heirs wait? Access tax-free equity now to see your family enjoy it. Fund grandchildren's college, help kids buy homes, or take that family dream trip.
Typical Access:
$200k - $800k+
Tax-Free Lump Sum
The Safety Net
Fund In-Home Care
Establish a growing Line of Credit that sits unused until you need it. Perfect for funding future medical expenses or in-home care so you can age in place.
Growth Rate:
~6.5%
Compounding Annual Growth on Unused Funds
How It Works
Simple, secure, and transparent.
1. Calculate Your Access
Answer a few simple questions about your age and home value. No social security number required.
2. View Your Estimate
Instantly see how much tax-free cash you could access based on 2025 FHA & Jumbo limits.
3. Verify with an Expert
A licensed specialist will verify your eligibility and answer questions. No pressure, just facts.
Licensed Experts in
Your State.
We don't use a generic call center. We match you with a licensed specialist specifically in your area who understands local property values and state-specific laws.
- NMLS Licensed & Vetted Partners
- Strict "No Spam" Policy
- Bank-Level Data Security
Serving 48 States
From Jumbo loans in California to HECM loans in Florida, our network covers 98% of the US population.
$4M
Max Loan Amount
28k+
Families Helped
Real Homeowner Scenarios
See how others across the country are using their home equity.
The Mortgage Buster
Robert & Mary • Sarasota, FL
Goal
Stop paying their $1,800/month mortgage
Outcome
Saved $21,600/year
Paid off existing loan completely. No more monthly payments.
The Jumbo Solution
Patricia • Denver, CO
Goal
Access equity from $1.2M home without selling
Outcome
$480,000 Tax-Free
Used proprietary Jumbo loan. Funded healthcare reserve.
Income Supplement
James • Austin, TX
Goal
Supplement Social Security income
Outcome
$1,450/mo for Life
Tenure plan guarantees payments as long as he lives in the home.
The Safety Net
Margaret • Seattle, WA
Goal
Emergency fund for home repairs
Outcome
$225,000 Line of Credit
Unused funds grow at ~6.5% annually. Available when needed.
What Our Clients Say
Real stories from homeowners who improved their retirement.
“I was able to achieve my goal of eliminating my monthly mortgage payments using a reverse mortgage. Overall this was a very satisfactory result.”
William
Reverse Mortgage Customer
ConsumerAffairs Verified Review
“After my husband passed away, I wouldn't have been able to afford living in my house without help. My loan officer explained all my options clearly, and I was able to stay in my home. Over a year later, it was the smart thing to do.”
Barbara G.
Reverse Mortgage Customer
Trustpilot Verified Review
“I had read some stories about reverse mortgages, but my loan officer helped dispel those myths. My Social Security and my reverse mortgage help me through my final years.”
Rick
Reverse Mortgage Customer
Trustpilot Verified Review
“I had almost given up on doing a reverse mortgage due to misinformation. Then I met with a loan officer who, from the first phone call, made me feel very comfortable proceeding with the process.”
Ellen G.
Reverse Mortgage Customer
Verified Customer Testimonial
Common Myths vs. Reality
Let's address the most common misconceptions about reverse mortgages
Myth
Does the bank own my home?
Reality
No. You retain full ownership and your name stays on the title. A reverse mortgage is simply a loan secured by your home, just like a traditional mortgage.
Myth
What happens to my home when I pass away?
Reality
Your heirs can choose to keep the home by paying off the loan balance (or 95% of appraised value, whichever is less), or sell the home and keep the remaining equity. They will never owe more than the home is worth thanks to FHA insurance.
Myth
Are there monthly payments?
Reality
No monthly mortgage payments are required. You only need to pay property taxes, homeowners insurance, and maintain the home. The loan is repaid when you permanently leave the home.
Myth
Could I owe more than my home is worth?
Reality
No. FHA-insured reverse mortgages include a 'non-recourse' feature. This means you (or your heirs) will never owe more than the home's value, even if the loan balance exceeds it.
Ready to See Your
Tax-Free Cash Potential?
Join over 28,000 homeowners who have used our free calculator to secure their retirement. It takes less than 60 seconds.
No obligation. No credit card required.
Secure & Private
256-bit Encryption
No SSN Required
Just basic property info
No Credit Impact
Checking is 100% free