Privacy Policy

Last Updated: January 24, 2025

1. Information We Collect

When you use our reverse mortgage calculator and contact form, we collect:

  • Personal Information: Name, email address, phone number, ZIP code
  • Property Information: Home value, mortgage balance, property type
  • Financial Information: Age, income range, credit situation (general)
  • Technical Information: IP address, browser type, device information
  • Consent Records: TCPA consent timestamp, text version, and IP address

2. How We Use Your Information

We use your information to:

  • Calculate your estimated reverse mortgage proceeds
  • Connect you with licensed reverse mortgage specialists
  • Send you your personalized results via email
  • Comply with legal obligations and maintain consent records
  • Improve our services and user experience

3. Information Sharing

We share your information with:

  • Licensed Reverse Mortgage Lenders: To provide you with quotes and assistance
  • Service Providers: Email delivery (Resend), analytics (Google Analytics, PostHog), phone verification (Twilio)
  • Lead Certification: TrustedForm by ActiveProspect for lead quality verification

We NEVER sell your information to third parties.

4. TCPA Consent

By providing your phone number and checking the TCPA consent box, you agree to receive telemarketing calls and text messages from us and our partners. You may revoke this consent at any time by:

5. Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information (subject to legal obligations)
  • Opt out of marketing communications
  • Withdraw consent for phone/SMS contact

6. Data Security

We use industry-standard security measures including encryption, secure databases (Supabase), and regular security audits to protect your information.

7. Cookies and Tracking

We use cookies and similar technologies for:

  • Session management
  • Analytics (Google Analytics, Facebook Pixel, PostHog)
  • Lead source tracking

You can control cookies through your browser settings.

8. Third-Party Services

Our website uses:

  • TrustedForm: Lead certification and consent verification
  • Twilio: Phone number verification
  • NeverBounce: Email validation
  • Google Analytics: Website analytics
  • Facebook Pixel: Advertising and conversion tracking
  • PostHog: Product analytics

9. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top indicates when the policy was last revised.

11. Contact Us

For questions about this Privacy Policy or to exercise your rights: